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Compare the UK’s Best Payment Solutions

Which payment solution is best for your e-commerce?

Increased sales, satisfied returning customers, and high order values. With the help of a smooth payment solution that connects your brand with ease and efficiency, this can become a reality. It should be easy for the customer, with no worries in sight. An appealing checkout, combined with smart call to actions and unique customer offers, can significantly increase the conversion rate.

There are numerous payment solutions available online. They can be combined in many different ways, and a large number of providers offer smooth, smart, and flexible setups. When choosing a payment solution for your business, you must consider several factors: your own preferences, transaction fees, support options, legal requirements, and technology, among others. And, of course: what your customers need and prioritize.

You know best which parameters are most important to your customers - such as speed, convenience, security, and trust. According to Postnord's e-barometer, an increasing number of customers are abandoning online purchases. One reason could be that the online store does not offer the payment option that the customer prefers, highlighting how crucial it is to choose the right payment method for your target audience.

Here at BusinessWith, we help you navigate through a variety of checkout solutions. With our smart system, you can filter and compare payment services and find the best payment solution for your business. Think like a customer when choosing a payment solution - it supports you in selecting the right payment solution for your company.

Payment Solution, Payment Method, and Payment Provider – We Explain the Terms

Quick Guide

Related categories to Payment Processing Software

E-Commerce PlatformsCMS PlatformsPayment Processing SoftwareWebshop

List of 27 different Payment Processing Software

PayPal provides online payments, card and bank support, Buy Now Pay Later, merchant checkout, rewards, savings and crypto services through its app and web platform.

Learn more about PayPal

End-to-end payments, risk management, and financial operations in a single platform to accept, process and settle payments across channels and markets.

Learn more about Adyen

Amazon Pay is an online payment solution that lets customers use their Amazon account to pay on merchants’ sites, with integrations, fraud protection and partner plugins.

Learn more about Amazon Pay

Barclaycard provides card readers, payment processing, fraud protection and business card products to help businesses accept and manage payments securely and reliably.

Learn more about Barclaycard Payments

A modular, API-first payments platform offering unified payments, hosted pages, payment links, SDKs, fraud and identity tools, and global acquiring to boost acceptance and simplify payments.

Learn more about Checkout.com

An all-in-one global payments platform to collect, pay, convert currencies, manage FX risk, access credit lines and integrate via APIs and mobile apps.

Learn more about Ebury

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Card machines, mobile terminals, payment gateway, Pay By Link, virtual terminal and Elavon Connect reporting portal for real-time payments management and PCI-compliant security.

Learn more about Elavon

Accept payments in person, online or on the move with card machines, POS systems, payment links, APIs and unified commerce tools for fast settlement and fraud protection.

Learn more about Global Payments

A payments platform specialising in ACH and bank debit (direct debit) with API, hosted payment pages, integrations and tools to automate collection, retries and reconciliation.

Learn more about GoCardless Payments

A software-driven payments platform delivering accounts, pay-ins, pay-outs, cards, collections and API-first automation for secure, scalable embedded payments and reconciliation.

Learn more about Modulr Finance

Mollie provides card, local payment methods, bank transfers, Checkout, recurring payments, invoicing, payment links, terminal/tap-to-pay and developer APIs to embed payments.

Learn more about Mollie Payments

Neteller is a multicurrency e-wallet offering instant online payments, bank transfers, card processing, money transfers and mobile apps.

Learn more about Neteller

Noda provides an API-first payment platform for instant payments, streamlined checkouts and integrations to e‑commerce — built to reduce costs and simplify transaction flow.

Learn more about Noda

A cloud-native, API-first card issuing and processing platform enabling virtual and physical cards, multi-currency accounts, real-time data insights and fast market launches.

Learn more about Paymentology Platform

A merchant services provider offering card machines (portable, mobile, countertop), payment gateway, pay-by-link and integrated EPOS connectivity.

Learn more about Paymentsense

A networked payment solution enabling bill payments, cash deposits/withdrawals, voucher cashouts and parcel services through thousands of UK retail locations and integrations for banks and service providers.

Learn more about PayPoint

A Payzone terminal and Payzone Plus service enabling retailers to accept card payments, process utility and council bill payments, top-up mobiles and offer parcel and ticketing services.

Learn more about Payzone Bill Payments

Rapyd provides a single platform to accept, send and manage funds worldwide: card acquiring, 900+ payment methods, payouts, global accounts, hosted checkout and developer APIs.

Learn more about Rapyd

Skrill provides a digital wallet for online payments and transfers, supporting cards, bank transfers, multi-currency transfers, app access and integrations for merchants and gaming operators.

Learn more about Skrill

Stripe provides a unified, API-first payments solution with checkout UIs, payment links, fraud prevention, payouts, billing, invoicing and tools to scale globally with many local payment methods.

Learn more about Stripe Payments

SumUp is a payment solution offering card payments, POS software, payment links, invoicing, banking features and hardware (card readers, registers and kiosks) with transparent flat-rate fees.

Learn more about SumUp

Trustly provides Pay by Bank technology—instant bank payments, payouts, account authentication and consumer insights via a developer-first Open Banking platform.

Learn more about Trustly Pay (Trustly)

Worldpay provides global payment processing, terminals, gateway services, alternative payment methods, tokenization and developer APIs to accept and manage payments across channels.

Learn more about Worldpay

WorldRemit is an online money transfer service and mobile app that lets users send funds internationally quickly and securely, showing fees and exchange rates upfront and providing tracking and 24/7 support.

Learn more about WorldRemit

Klarna provides buy-now-pay-later, instalments, cards, and checkout tools that let customers pay in 4, in 30 days, or over time, plus apps and marketing tools to boost conversion.

Learn more about Klarna

Square provides point-of-sale, online payments, hardware, banking and business tools to accept payments, manage operations and grow revenue.

Learn more about Square

Stripe is a global payments platform that includes subscription management features for recurring billing, invoicing, and revenue tracking.

Learn more about Stripe

Quick Guide

Payment Solution, Payment Method, and Payment Provider – We Explain the Terms

Shopping online should be easy. However, today there are numerous payment providers, payment solutions, and payment methods. The options are many for you as a business owner. It’s not always easy to keep up, not even for those of us in the industry. With our guide, you’ll quickly grasp the basics.

What is a payment provider and what is a payment solution?

A payment provider offers one or more payment methods (more on that further down the page). Sometimes the provider only offers their own, sometimes also others.

A payment provider often refers to their payment methods and any packages as payment solutions. The dominant provider is Klarna, which offers several different packages. Klarna Checkout is a popular payment solution that includes several payment methods: Klarna invoice, direct payment via bank, and card payment. Swish is another popular provider, offering two payment solutions: “Swish for businesses” and “Swish for commerce”. There are many others, with various types of offers, which you’ll notice when using our comparison service.

You can choose one or more payment providers and one or more payment solutions for your site.

What is a payment method?

Payment methods are the methods used for payment. There are several different ones, such as credit or debit cards, invoices, SMS, and cash on delivery, to name a few. Direct payment via Swish, Apple Pay, or online banking is popular.

For a long time, card payments have dominated, but fewer and fewer customers are choosing that. At the same time, more and more prefer invoice services in connection with e-commerce, as shown by a report from the employer organization Svensk Handel. This can, according to the survey, be explained by the increasing use of Klarna.

8 out of 10 prefer to verify their payments through mobile bank ID, with women doing so slightly more than men, according to the report. For those who want to delve deeper, we recommend studies from Svensk Handel, which regularly reports on the development of trade.

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If you run an e-commerce, you need a checkout that works every time, is secure, and inspires trust.

When choosing what is best for you and your business: calculate the cost of the method you choose. Include start-up costs, monthly fees, and the cost of individual transactions in your calculations.

BusinessWith helps you find the best payment solution for your business or organization. Welcome to compare payment solutions directly!